With rents rapidly on the rise, renters are realizing they can save big bucks by taking the step to home ownership!  The big question is, where to get started?  First step, qualifying for a home loan.  If you meet the following criteria, there's a good chance you qualify;

• Employment: Minimum of 2 years consecutive employment with the same or rising income during the two years.
• Credit score: Minimum of a 580 FICO credit score
• Debt to income ratio: Your total monthly debt payments cannot exceed 43% of your total monthly income.  For example; if your gross monthly income is $1,000, then your total monthly debt payments cannot be over $430 (43% of $1,000).  
  ​ Debt payments would include your new mortgage (which is to be determined), car loans, credit card payments, phone bills, student loans, ect.  This does not include current rent or utility bills.  ​

If you meet these requirements and would like to be contacted for a quick 5-10 minute phone conversation to see if you qualify, please enter your contact info below with a good day/time to call and someone will reach out to you!